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BRINGING UP THE REAR: Senate Minority Leader Mitch McConnell
Almost as soon as the polls had closed this past November and the midterm elections were behind us, Senate Minority Leader Mitch McConnell (R-KY) stated that making sure that Obama is a one-term...
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The Stalinist Era of Consumer Protection
Joseph Vissarionovich Stalin was a part of The October Revolution in 1917… or the Bolshevik Revolution, if you grew up during the Wonder Years here in the USA. Following the death of Vladimir Lenin...
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Republican Filibuster Discloses that GOP Opposes DISCLOSURE
On Monday evening, Senate Republicans filibustered to kill S.3369, the DISCLOSE Act… “A bill to amend the Federal Election Campaign Act of 1971 to provide for additional disclosure requirements for...
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Discussing Foreclosure Crisis Solutions with Impac Mortgage CEO Joe Tomkinson
Joe Tomkinson is the Chairman, CEO and co-founder of Impac Mortgage (NYSE MKT), the mortgage bank that tried to do it the right way for homeowners, bondholders and shareholders… didn’t take a nickel...
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Illinois Attorney Saves Homes from Foreclosure Using Reverse Mortgages
Here’s a foreclosure avoidance strategy that you don’t hear about every day… or maybe ever. This past year, Illinois foreclosure defense attorney, Rick Rogers of the Rogers Law Group, used the...
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Everything You Need to Know About Mortgage Backed Securities with Impac...
William “Bill” Ashmore is the co-founder and President of Impac Mortgage Holdings Inc. And I have to say that I’m absolutely thrilled to be able to offer my listeners this Mandelman Matters Podcast,...
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Borrowers Facing Foreclosure Should be Dancing in the Streets Over ‘X’ and...
Four years ago this January, I was invited to speak at the American Bar Association’s (“ABA”) Conference on Consumer Financial Services, which was being held that year in Park City, Utah. In...
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CAR- California Assn. of Realtors Tries to Kill Homeowners Bill of Rights
You know, I wasn’t going to say anything about the role of Realtors here, but now that the California Association of Realtors (“C.A.R.”) has actually sent out a RED ALERT opposing… and more than...
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QE2 Leaves Port, Bernanke Takes Leave of Senses
Okay, so you’ve heard that Federal Reserve Chairman, Ben Bernanke is at it again… he’s doing some more of that Quantitative Easing or “QE2,” if you prefer the wonky acronym the media has attached to...
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FOMC Meeting Surprise! Committee Finds Justification to Continue Doing What...
January 30, 2013 For immediate release Information received since the Federal Open Market Committee met in December suggests that growth in economic activity paused in recent months, in large part...
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Home sales contracts are falling apart 2X as fast as last year
In a rare moment of semi-lucid disclosure, the National Association of Realtors (“NAR”) reported that home sales contracts are falling apart TWICE as often as they did last year, according to the...
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CNBC’s Diana Olick Has It Right, Says Housing Markets Headed for Trouble
CNBC’s Diana Olick says the downturn in home sales is worse than expected. I’m guessing she means worse than she and the cheerleading squad at CNBC expected, I’m not really sure… but it can’t be...
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CAR- California Assn. of Realtors Tries to Kill Homeowners Bill of Rights
You know, I wasn’t going to say anything about the role of Realtors here, but now that the California Association of Realtors (“C.A.R.”) has actually sent out a RED ALERT opposing… and more than...
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ONCE AND FOR ALL, THE ANSWER IS YES. Water is wet, the sky is blue, and you...
Okay, I have two questions that really need answers: 1. Why is there controversy or uncertainty over whether someone at risk of losing his or her home should or should not hire an attorney? 2. Now...
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The FTC Needs a More Reasoned Approach to Stop Loan Mod Scams
The Federal Trade Commission is in final weeks of its process to create a rule intended to regulate how law firms and other licensed professionals must operate as related to helping homeowners obtain...
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Bull… meet China Shop. SB 94 and the California State Bar, Two Years Later
Attention California attorneys who represent homeowners seeking loan modifications: Your business model is criminal, because Suzan Anderson at the California State Bar has said so. In fact, the Bar...
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California State Bar RECENT Decision to Cause More Harm to Homeowners in...
It’s hard to imagine anything gone so totally wrong as the California State Bar’s interpretation and subsequent handling of SB 94, a law passed in 2009 to prohibit the taking of advance fees in...
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What I Know About Loan Modifications – 2014
Regardless of what anyone else wants to say about getting a loan modified, it remains by far a homeowner’s best chance of keeping his or her home if at risk of foreclosure. That’s not an opinion…...
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CAR- California Assn. of Realtors Tries to Kill Homeowners Bill of Rights
You know, I wasn’t going to say anything about the role of Realtors here, but now that the California Association of Realtors (“C.A.R.”) has actually sent out a RED ALERT opposing… and more than...
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New Fed Governor Sarah Bloom Raskin Gives Me Reason to Hope
On October 4, 2010, President Barack Obama appointed Sarah Bloom Raskin to be a member of the Board of Governors of the Federal Reserve System. Raskin has a B.A. in Economics from Amherst College, her...
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